Our money is created initially by the purchase of bonds that some day have to be repaid. ( 2 AMERICANS 31:2 ) We can get our country totally our of debt in one to two years by simply paying off these U.S. Bonds with debt-free U.S. Notes, just like Lincoln issued to pay for the Civil War. As the Treasury buys back it's bonds on the open market, interest free, with U.S. Notes, the reserve requirement of your home town banks would be proportionately raised so the amount of money in circulation would remain constant. As those holding bonds are paid off in U.S> Notes they would deposit this money, thus making available the currency needed by the banks to increase their reserves. Once the U.S> Bonds are replaced with U.S. Notes, banks would be at 100% reserve banking, instead of the fractional reserve system currently in use today. ( 2 AMERICANS 31:11, 13-15 )